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Privacy Policy
 
 
This Privacy Policy applies to the services offered on the smsfg.com.au web site offered by 
Simple Way Group Pty. Ltd (ACN 119 450 181) ("Simple Way Group"). Please read this 
Privacy Policy carefully before using the 
Simple Way Group web site. Usage of the Simple Way Group web site is conditional upon you 
agreeing to be bound by this privacy policy.
In summary, while you should read each provision in this Privacy Policy, you must note that by using 
the Simple Way Group website: 
You agree that if you submit your personal information to us, we may create a database record about 
you; 
 
You agree for us to use cookies on your browser (unless you remove them - please see below for 
explanation);
 
Your personal information is important to us .
Simple Way Group is committed to safeguarding your personal privacy. We recognise that you 
have a right to control how your personal information is collected and used. We know that providing
personal information is an act of trust and we take that seriously. 
Unless you directly give us consent to do otherwise, Simple Way Group will only collect and use 
your personal information as set out below. 
Our services
Simple Way Group offers a variety of services on our web site related to our products, which 
might be of interest to you. These services may have specific conditions, which are explained at the 
time when you purchase those services, in addition to these general Terms and Conditions. Our 
services include:
Products available for application
Information about new products or services from Simple Way Group
Collecting information about you
Simple Way Group will not collect or monitor any personal information about you without your 
consent. The only personal information we collect is what you tell us about yourself.
When you apply for a product from us , we may ask for your personal information (such as name and 
address) in order to service your application. You do not have to provide us with this information if that 
is your preference. However, failure to do so may result in Simple Way Group being unable to sell you 
products and/or provide certain services including after services.

Our use of cookies
Cookies are pieces of information that a web site transfers to your computer's hard disk for record 
keeping purposes. Most web browsers are set to accept cookies. Simple Way Group uses cookies 
to make your use of our website and services as convenient as possible. Cookies do not themselves 
personally identify users, although they do identify a user's browser. Cookies allow us to remember 
the information you have entered as you move through our site, and let us know how many people 
are using the different parts of the site. If you do not wish to receive any cookies you may set your 
browser to refuse cookies. However, this may mean you will not be able to take full advantage of 
Simple Way Group's web site.
When you submit information on our site anonymously, such as when using a rate calculator, we do 
not link this information back to a cookie which identifies you or retain it in any way unless you have
agreed to this information being retained.

Using and disclosing your personal information
We intend to use your information for the following purposes only.
To fulfill our obligation under any contract and/or any other contract between you and Simple Way Group.
To provide you with information about our products, service and/or special offers
To ask you for you opinion or comments about our products and/or services
To track general traffic patterns showing the usage of our web site, without identifying the usage 
patterns of any particular individual
Please also note that in order to operate the web site or deliver a service we may sometimes share 
your personal information with a service provider, a non-Simple Way Group company. 
As Simple Way Group recognize the trust you place in us when you give us personal information, 
we will not use or disclose any information about you for other purposes without your consent, 
except for in exceptional cases such as if disclosure is required by laws or is necessary to protect 
the rights or property of Simple Way Group, or any member of the public, or to lessen a serious 
threat to a person's health or safety. 
When we will contact you
We may contact you at the email or other address, which you provide to us in order to: 
Provide you with information which may be of interest about updates, new Simple Way Group 
products and other matters which may interest you
To send you a newsletter 
We will not send you 'spam' (advertising information) without first asking you whether you wish to 
have promotional information sent to you. If you are receiving communications from 
Simple Way Group and do not wish to receive this information any longer, you may remove your 
name from our list either by contacting us or by calling Simple Way Group on the customer 
enquiry number 02-9221 7767. 

Storage and security of your personal information

Simple Way Group will endeavour to take all reasonable steps to keep secure any information, 
which we hold about you, and to keep this information accurate and up to date. Your information is 
stored on secure servers that are protected in controlled facilities. Our employees and data 
processors are obliged to respect the confidentiality of any personal information held by 
Simple Way Group. However, as we cannot guarantee the security of communications over the 
Internet, we cannot give an absolute assurance that your information will be secure at all times. 
Simple Way Group will not be held responsible for events arising from unauthorized access to 
your personal information. 

Simple Way Group and links to other web sites 
Simple Way Group provides links to web sites outside of the Simple Way Group site. 
These linked sites are not under the control of Simple Way Group, and we are not responsible 
for the conduct of companies linked to our web site. Before disclosing your personal information on 
any other web site, we advise you to examine the Terms and Conditions of those web sites. 
Accessing personal information held
If at any time you want to know what information we hold about you, you are welcome to request 
your personal information by emailing us at privacy@simplewayloans.com.au. If you want to 
change and correct personal information that is inaccurate or out of date, please email us at 
privacy@simplewayloans.com.au. To have personal information deleted, please let us know in the
same manner, and we will take reasonable steps to delete your personal information unless we need 
to keep it for legal reasons.
What to do if you have a problem or question
If Simple Way Group becomes aware of any ongoing concerns or problems with areas on our 
website, we will take these issues seriously and work to address these concerns. If you have any 
further queries relating to our Privacy Policy, or you have a problem or complaint, please contact 
us or call the customer enquiry number 02-99805515. 

Future changes
Simple Way Group's commitment to be a leading provider of online financial services means that our 
business will continue to develop as we introduce new services and features to our web site. From time 
to time, our policies will be reviewed and may be revised. Simple Way Group reserves the 
right to change its privacy policy at any time and notify you by posting an updated version of the 
policy on its web site. The amended Privacy Policy will apply between us whether or not we have 
given you specific notice of any change. 
 
 

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Send mail to mail@simplewayloans.com.au with questions or comments about this web site.
Copyright 2005 Simple Way Loans
Last modified: July 08, 2006